Review of: Banker Edge

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Banker Edge

noun. embankment, an earth slope. bank → Bank;. an underwater area of higher elevation, a sandbank. bank → Bank;. edge of river or lake. bank → Ufer;. bank nnoun: Refers to person, place, thing, quality, etc. (land at river's edge), Ufer Nn. Schweizer Banker arbeiteten offenbar Hand in Hand mit den hervor, veröffentlicht durch das asiatische Newsportal «The Edge» (Artikel.

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Banker Edge
Banker Edge

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Skip to content. SK - Have any decisions made by the Fed had any effect, positive or negative, on small community banks?

RF - On the positive side, smaller banks had and still have the ability to lend. Where the negative side comes in is that there is not enough of a demand for loans right now, even with the lower interest rates.

The loans being offered by small banks should be attractive to borrowm but no one is looking to borrow.

SK - There were mixed feelings on the bank bailout. Some people didn't feel that these bigger banks should have been given a bailout.

What are your thoughts on that? RF - The issue is that people haven't defined banks. When people hear the word bank, they think of banking in the sense of what we are doing here.

The reality is that a lot bailouts have gone to bigger investment banks. They have a different business of banking.

I do think some of the smaller banks needed it. As for the bigger banks, I think that some of them should have been allowed to fail. They did it to themselves.

Then they went back to business as usual, making some of the same mistakes again. SK - Some banks were forced to take a bailout even though they didn't want to.

Do you think they should have been given the opportunity to turn down the bailout money? RF - They actually were. The consequence in turning it down was that they still needed to do something.

If they could do it on their own, it was fine and they were allowed to turn down the bailout. Some banks were able to do that.

Other banks needed the bailout and they were the ones who were forced to take it. SK - Do you think the treasury department gave banks too much leeway when it came to how they would spend the bailout funds?

RF - There was not enough direction or oversight. The intent was there to create more loans. The problem was there was too much temptation when it came to the bailout funds.

People were not taking out loans and because of that reason the bailout money ended up being used for other reasons.

SK - Some people are concerned that Obama's bank tax wil hurt the economy even more. WHat do you think about that?

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